Count what arrives.
Use a typical after-tax month. For variable income, use a cautious estimate rather than your best month.
A local money-planning studio
Make room for what matters.
BRASSLINE helps you read a month, try a change, and sketch a goal. It runs here in your browser—no account, bank connection, or transaction.
Try the monthly planner01 Read the month02 Try a change03 Sketch a goal
01 / THE MONTHLOCAL DEMO
Put the month in view.
Enter your own estimates. Nothing is sent or saved.
ROOM LEFT THIS MONTH$1,400
That is money you can assign with intention.
Fixed costsOther spendingRoom left
Illustration only · no accounts or transactions
ONE MONTH. THREE VIEWS.
Numbers should move you forward.
This is a hands-on space to ask better questions of your money. The first view shows what is left. The second shows what one change would do. The third gives that remainder a direction.
Go to the what-if view02 / THE WHAT-IF VIEW
Change the story by one number.
Move everyday spending up or down. BRASSLINE compares that hypothetical month with the one you entered above. The first month stays untouched.
YOUR CURRENT OTHER SPENDING$1,300
LIVE COMPARISONLOCAL DEMO
This slider changes the comparison only. It does not change your month above.
YOUR MONTH$1,400
WHAT-IF MONTH$1,400
No change yet. Move the slider to see what one different amount would do.
03 / GIVE IT DIRECTION
A little room can become a real plan.
Pick a goal amount and decide how much of this month's remaining amount you would put toward it. The timeline is a planning sketch, not a promise.
GOAL STUDYBASED ON THE MONTH ABOVE
ESTIMATED TIME AT THIS PACE4 months
At $1,400 a month, reaching $5,600 would take about 4 months.
Assumes the same income and spending each month, with no interest, price changes, or unexpected costs. A goal that takes less than one month still displays as one month.
04 / THE PRACTICE
Make the estimate useful.
Start with numbers you can recognize. Then treat the result as a question worth checking, not a verdict.
Separate what leaves.
Fixed costs might include housing, utilities, and minimum payments. Other spending covers the flexible part of everyday life.
Give the remainder a job.
Consider a buffer before assigning the entire remainder to a goal. Revisit the plan when income or costs change.
05 / CONTINUE WITH GOOD SOURCES
Take the sketch into real life.
These free Consumer Financial Protection Bureau resources can help you check the estimates against actual spending and think through a savings goal.
06 / PLAIN ANSWERS
Know what this is.
BRASSLINE is a fictional Sly Art Designs showroom concept. Its calculator runs in your browser.
What can I do here?
Enter a month to see what remains, try a different spending amount without changing it, and choose how much of the remainder would go toward an illustrative goal.
Does this connect to an account?
No. This demo does not open accounts, transfer money, or connect to financial institutions.
Are my numbers stored?
No. The numbers you type stay in the page while it is open. They are not saved or sent to a server. Refreshing the page restores the example.
Is the timeline financial advice?
No. It is simple arithmetic based on your estimates. It does not account for changing income, debt interest, inflation, emergencies, or other personal factors.
Can I use this plan to make a decision?
Use it to organize questions and estimates. Check the numbers against your real bills, leave room for surprises, and seek qualified help for decisions with serious consequences.